Move your vehicle to a safe place, then stop and identify
yourself to the other driver. (Some local statutes may
require the vehicle be left as is.) If it can't be moved,
turn on the hazard lights. Seek medical help if you or other
parties require it, and notify the police. Tell them who
you are, where you are, and about any obvious or claimed
injuries.
Exchange information with the other driver(s), including
driver's license numbers. Get the driver's name, address,
telephone numbers and name of insurance company. Also, list
any passengers and witnesses.
Get names and badge numbers of any police officers who arrive
at the scene. If there are injuries or extensive damage,
the police should file a report. Ask to get a copy.
Avoid any extensive discussions at the scene about who is
responsible for damage. If the other person admits responsibility,
offers a money settlement and you accept, any future claim
against the driver may be compromised. You or the other
party may later find damage and bodily injury not apparent
at first.
Write a complete description of the accident as soon as
possible. Include weather conditions, estimated speeds,
and as much precise information as you can observe. Take
photographs if a camera is available.
Have the vehicle towed or driven to a collision repair facility
of your choice.
Notify your insurance company of the accident as soon as
possible.
